What Did It Cost?

How much was the average monthly Social Security check (retired worker)?

The average monthly Social Security check (retired worker) was $118.10 in 1970 and $2,071 in 2025: about 18 times as much.

Over the same years, prices in general (US inflation, measured by the consumer price index, CPI) rose about 8.3 times. That makes $118.10 in 1970 worth about $980 in 2025 money. So it grew faster than prices in general: it buys about 111% more than in 1970.

The biggest change between two listed years came between 1970 and 1975, when it went up 75%, from $118.10 to $207.18.

$0.00 $1,119 $2,071 197019982025
Actual price $118.10 in 1970 grown with inflation only

Social Security check: price by year

YearAmountIn 2025 dollars
1970$118.10$980
1975$207.18$1,240
1980$341.40$1,330
1985$478.60$1,430
1990$602.60$1,480
1995$719.80$1,520
2000$844.50$1,580
2005$1,002$1,650
2010$1,176$1,730
2015$1,342$1,820
2020$1,544$1,920
2025$2,071$2,070

"In 2025 dollars" adjusts each amount for inflation with the CPI, so the years can be compared fairly. How this works.

Where the numbers come from

From the Social Security Administration's Annual Statistical Supplement and Medicare's official yearly figures (CMS).

Source: Annual Statistical Supplement, 2026, Table 5.C2: Average monthly retired-worker or dependent benefit, by basis of entitlement and sex, December 1940-2025, selected years (SSA). View the source.

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