How much did a yearly health-plan deductible (one person) cost?
A yearly health-plan deductible (one person) cost $917 in 2010 and $1,886 in 2025: about 2.1 times as much.
Over the same years, prices in general (US inflation, measured by the consumer price index, CPI) rose by 48%. That makes $917 in 2010 worth about $1,350 in 2025 money. So it got more expensive even after inflation: about 39% more, in real terms, than in 2010.
The biggest change between two listed years came between 2010 and 2015, when it went up 44%, from $917 to $1,318.
Health plan deductible: price by year
| Year | Price | In 2025 dollars |
|---|---|---|
| 2010 | $917 | $1,350 |
| 2015 | $1,318 | $1,790 |
| 2020 | $1,644 | $2,040 |
| 2025 | $1,886 | $1,890 |
"In 2025 dollars" adjusts each amount for inflation with the CPI, so the years can be compared fairly. How this works.
Where the numbers come from
From KFF's yearly Employer Health Benefits Survey of US employers. A premium is the full yearly cost of a plan: the part the employer pays plus the part taken from the worker's pay.
Source: KFF: KFF Employer Health Benefits Survey (annual Summary of Findings and news releases). View the source.
Think you'd have guessed it? Play today's Daily 5