How much did a worker's yearly share of family health insurance cost?
A worker's yearly share of family health insurance cost $3,997 in 2010 and $6,850 in 2025: 71% more.
Over the same years, prices in general (US inflation, measured by the consumer price index, CPI) rose by 48%. That makes $3,997 in 2010 worth about $5,900 in 2025 money. So it got more expensive even after inflation: about 16% more, in real terms, than in 2010.
The biggest change between two listed years came between 2010 and 2015, when it went up 24%, from $3,997 to $4,955.
Worker's share of family coverage: price by year
| Year | Price | In 2025 dollars |
|---|---|---|
| 2010 | $3,997 | $5,900 |
| 2015 | $4,955 | $6,730 |
| 2020 | $5,588 | $6,950 |
| 2025 | $6,850 | $6,850 |
"In 2025 dollars" adjusts each amount for inflation with the CPI, so the years can be compared fairly. How this works.
Where the numbers come from
From KFF's yearly Employer Health Benefits Survey of US employers. A premium is the full yearly cost of a plan: the part the employer pays plus the part taken from the worker's pay.
Source: KFF: KFF Employer Health Benefits Survey (annual Summary of Findings and news releases). View the source.
Think you'd have guessed it? Play today's Daily 5