How much did a year of single health insurance from an employer (total premium) cost?
A year of single health insurance from an employer (total premium) cost $5,049 in 2010 and $9,325 in 2025: 85% more.
Over the same years, prices in general (US inflation, measured by the consumer price index, CPI) rose by 48%. That makes $5,049 in 2010 worth about $7,450 in 2025 money. So it got more expensive even after inflation: about 25% more, in real terms, than in 2010.
The biggest change between two listed years came between 2020 and 2025, when it went up 25%, from $7,470 to $9,325.
Single health insurance: price by year
| Year | Price | In 2025 dollars |
|---|---|---|
| 2010 | $5,049 | $7,450 |
| 2015 | $6,251 | $8,490 |
| 2020 | $7,470 | $9,290 |
| 2025 | $9,325 | $9,330 |
"In 2025 dollars" adjusts each amount for inflation with the CPI, so the years can be compared fairly. How this works.
Where the numbers come from
From KFF's yearly Employer Health Benefits Survey of US employers. A premium is the full yearly cost of a plan: the part the employer pays plus the part taken from the worker's pay.
Source: KFF: KFF Employer Health Benefits Survey (annual Summary of Findings and news releases). View the source.
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